Do I qualify? Good news! I can get most people a loan.

How much money do I need?
Good News! We can get people with outstanding credit, No Money down loans.

What is my Payment going to be?
Good News! Most of the time, the new payment is lower than what they are currently paying.

What do I need to get pre-approved?
You can talk to us or one of our premier lenders, but basics include; two years tax returns, good credit scores, and the last two paystubs at time of loan application.

How much can I afford?

The key items are size of down payment, interest rate, APR and the amount of the mortgage. The down payment might be zero in the case of a VA-backed loan. How much house depends on how much income you are reporting to the IRS and how much money you are putting down starting this in simplistic terms. Please go to one of the user friendly service providers listed under our references section for complete details or call us so we can help.

How much house begins with planning to get pre-approved so you know exactly how much house you can buy. When you know approximately what your monthly payment will be and that you credit is good enough for you to be fundable by a reputable lender, then we can work backwards and find where the housing matches the payment you can handle. It is not fun to show homes that you cannot afford and it waste everyone's time. So do the homework before the looking!!

Remember you have closing costs including transfer stamp taxes in Chicago and many suburbs to add into the final number. Get comfortable with the total expenses first.